Celebrate your wins for 2018!

The silly season is here, and even though the calendar is jam-packed, it is important to take some time to celebrate your wins for the year. Fire-up the bbq, crack open the bubbly and cheers yourself for 2018!

If you earn most of your income from employment then our first article on super choices is a must-read. We take a look at the potential benefits of couples taking a coordinated approach to savings and investing by putting smart spouse strategies in place.

The four-step guide to ethical investing provides some insight into the area of environmental, social and governance (ESG) investing. And, if you have always dreamt of being your own boss, take some time to read 'Minding your own business' which includes useful tips and tools to help you on the path to self-employment.

Avoid wasting food this festive season with 10 tips on how to reduce food waste daily.

If you would like more information on any of the articles below, please contact this office on 02 9875 2966 or client@nkp.net.au.

Regards,

Newcombe Kritsimas Partners

Super choices for employees

If you earn most of your income from employment, you may want to make personal deductible contributions - instead of, or in addition to, salary sacrifice.

Read full article >>

Smart spouse investing

Spouses have clear motivations to at least consider the potential benefits of taking a co-ordinated approach to savings and investing – as well as in dealing with their day-to-day budgeting.

Read full article >>

Eat your greens! A four-step guide to ethical investing

Like many kids growing up in the 1970s I was taught to eat everything on my plate. It was good advice, particularly as an active kid living in a rural setting. Through my teenage years, I had more discretion and the choices I made left a lot to be desired.

Read full article >>

10 Brilliant Ways to Reduce Food Waste Daily

If you’re interested in living a low waste lifestyle, the best place to start is your kitchen. We waste food every day, but there are easy ways to lessen that impact without having to become a totally different person.

Read full article >>

Andrew Newcombe and John Kritsimas
GP Thornleigh Pty Ltd ABN 50 131 194 058 + Euthenia Financial Services Pty Ltd ABN 52 145 820 622
Trading as: Newcombe Kritsimas Partners ABN 53 760 991 834
Authorised Representative(s)Godfrey Pembroke Group Pty Ltd Australian Financial Services Licensee

This email is sent by or on behalf of the named sender identified above. If you do not wish to receive any email marketing material from us in the future, please forward the contents of this email to client@nkp.net.au with the message "unsubscribe” in the subject box.
This information is purely factual in nature. Please do not rely on this information to make any financial decisions as this information has not been tailored to your personal. circumstances. If you would like financial product advice or services please let me know and I will set up an appointment for you.
Any advice in this email is of a general nature only and has not been tailored to your personal objectives, financial situation and needs. Before acting on this advice, you should consider whether it is appropriate having regards to your personal objectives, financial situation and needs.
Before making a decision to acquire a financial product, you should obtain and read a Product Disclosure Statement (PDS) relating to that product, it is important for you to consider these matters and to seek appropriate advice.
The material contained in this email is based on information received in good faith from third party sources, and on our understanding of legislation and Government press releases at the date of publication, which are believed to be reliable and accurate.
Past performance is not a reliable guide to future returns.

Suite 404, 85 George St Parramatta, NSW 2150
02 9875 2966

Unsubscribe